Investment services you control.
Why should you have a North Carolina state-registered investment advisor?
According to recent polls, 1% of Americans use an investment advisor.* In a time where markets change dramatically from week to week, the main reason to work with an RIA is to make the most informed financial decisions that could impact their future. Our responsibility is to make sure your financial goals align with the best methods available to get you there. We’re the ever-ready support to bounce your ideas off of and it’s our duty to provide sound, risk-appropriate financial advice in return.
“Risk comes from not knowing what you’re doing.”
— Warren Buffett
*CNBC
Investment Advisory Services
We’ll help you reach your summit.
& this is how we’ll do it.
Risk Tolerance & Requirement: We get to know your risk tolerance when it comes to variations in your portfolio. We also get to know your financial intentions and advise you on the appropriate amount of risk required to achieve your financial goals.
Goals: We get to know your short-term, medium-term, and long-term goals and what drives you to achieve them.
Portfolio Design: We combine everything we’ve analyzed about your vision of the future and assemble a diversified portfolio. We ensure your portfolio consists of risk-appropriate, low-cost mutual funds with options to invest in stocks, bonds, other fixed-income, and money market securities. Our most popular option is target-date funds which are a combination of stocks and bonds that gradually become more conservative as you reach retirement - a “set it and forget it” approach to reaching your goals.
On-going Support: With our trusted support and review of your investment strategy, we can help realign your risk, goals, and time horizon.
Business Retirement Services
As CPAs and RIAs to some of the triad’s most prominent small business owners, we understand the plans that will serve you best.
We have experience with SEP plans, SIMPLE plans, 401K plans, and more. We take the time to understand your needs and recommend the best plan to help you lower taxes, as well as, attract employees, reward them and keep them.
How our services are different:
Unlike the providers of the 1%ers, we don’t require a huge minimum asset under management balance.
Of the 50 largest firms in NC, by total assets under management (AUM), 94% have an average AUM per account of $250,000 or more.* We work with individuals and small businesses of all sizes. Many large firms require investment portfolios of $500,000 to $1,000,000, just to get your foot in the door. We want to make investing for the future more attainable to everyone at any stage in their financial journey.
Our fees start at 1.75% and get as low as 0.5% for total assets under management, with a total plan minimum of $10,000, and a fixed fee for strategy sessions.
We don’t charge hourly. We don’t earn a commission on selling products. We don’t have hidden fees.
We’re invested in you.
Always on your side.
Always putting your financial interests first.
